Borrowing money quickly without paperwork is the ideal way to apply for a loan. All you have to do is fill in some forms online and that’s it. In itself this is not uncommon when arranging a loan online, but you will still have to show some documents that can prove who you are, what you earn and where you live. But on the other hand, delivering these papers is done in no time, because you can send everything by email.
Borrow money quickly without paperwork
Applying for a credit online has taken an enormous flight in recent years. It used to be usual to make an appointment at the bank and then appear in your best suit to hope that the bank manager is in a good mood. Fortunately, these times are over, because applying for a loan online has not only become a lot easier, but personal contact is no longer a requirement. You indicate on the online form how much you want to borrow, the period in which you want to repay it and it will stay there. You will then be kept informed of the progress of your application by email.
Which papers do I still have to send
There aren’t that many, but at least consider the following documents:
* Valid ID (driver’s license is not ID)
* Recent payslip
* Recent bank statement
Depending on which loan you are going to take out, the bank statement should show a debit of your mortgage or rent and a credit of your income. If you do not have this on one bank statement, you send two statements. After requesting a quote you will automatically receive an e-mail stating where you should send the aforementioned papers.
What loans are there
You can choose from a number of options, depending on your wishes you choose the credit that suits you best, I list them below.
* Personal loan
* Revolving credit
* Second mortgage
* Mini loan
Personal loan and revolving credit
The personal loan and the revolving credit are available from around 2,500 euros with a maximum of 100,000 euros. The personal loan applies if you have to make a large expense in one go, such as a new car, buying a caravan, and so on.
With the revolving credit you ensure extra spending room, you have money in hand if you ever have an unexpected expense.
A mortgage is of course used to buy a house and has different conditions than all other loans, also because the term is a lot longer. The interest rate for a mortgage is much lower than for loans that are of a consumer nature. There are several websites active that can compare the mortgage interest for you, because even with the current low interest rate there is still room for comparison.
A second mortgage is often used for maintaining, refurbishing or improving a home and is a supplement to the first mortgage. The disadvantage of a second mortgage is that you have to go to the notary for it, which in turn entails a lot of extra costs. Depending on the amount you need, you could also opt for a personal loan. Advantage: you do not have to go to the notary, disadvantage: you have to pay off a personal loan faster than a second mortgage.
A mini loan or mini credit is used to bridge the receipt of your salary and has a maximum of around 800 euros. This form of borrowing is often used for people who have a negative credit check registration and want to borrow without credit check.
Borrow without paperwork
Finally, borrowing money quickly without paperwork is only possible if you arrange this online. Apart from the fact that you only send paperwork by email, most lenders have the money in your account within 2 days, regardless of which loan you have. takes. The exception is of course the mortgage or the second mortgage, because a visit to the notary is required. This person must first prepare the papers before you can sign. If things go wrong, this can take just two weeks.
Borrow money without credit check registration
With every loan you request, a check is made at the Credit Registration Office to see if there is a payment delay, if it is there, you will often not be able to take out a new loan with the exception of the mini-loan. negative listing therefore no problem. It is the only option for borrowing money without credit check.